Thursday, 22 September 2016

Short term business loan for long term success

The post Short term business loan for long term success appeared first on Oak Laurel.

A short term business loan can you with long term sucess

Get a short term business loan for long term success.

Business can be a dynamic environment. Sometime you can’t plan for all of the threats or opportunities that can arise. When one comes and it requires access to capital quickly a short term business loan may be a solution. Banks and other non-bank lenders can be slow to act, and often they have rigid requirements that prevent good business deals being financed.

If you need flexibility and a faster response than you can get from a bank, maybe we can help you!

 

ACCESSIBLE: No onerous process and complex criteria.

FLEXIBLE: We can help you borrow against the widest variety of property and other assets.

QUICK: We can help you get a loan offer and settle within 48 hours.

Generally interest rates start at 1% per calendar month but can be more expensive depending on the lender.

The maximum loan size is dependent on the value of your security.

Different lenders will take different types of security over the property including:

  • 1st mortgage
  • 2nd Mortgage
  • registered caveat

Contact Oak Laurel to find out more!

Fast business loans

Get access to funds for commercial or business purposes quickly!

 

Contact us:

+614 30129662

Oak Laurel – loans made easy!

Oak Laurel Mortgage Broker

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Wednesday, 14 September 2016

Development funding for SE QLD & NSW

The post Development funding for SE QLD & NSW appeared first on Oak Laurel.

Residential property development funding for South East Queensland & Northern New South Wales

If you are a property developer who needs to fund a residential development project in South East Queensland or Northern New South Wales Oak Laurel may be able to assist you!

One of our private funders  may be able to fund your development as follows:

  • Maximum loan term is 2 years;
  • Finance of $1 million to $10 million (higher on case by case);
  • No pre-sales required prior to refinance/acquisition;
  • Up to 70% Loan to Value Ratio (LVR) on completion;
  • Up to 85% of the Total Development Cost (TDC); and
  • Interest rates starting from 7.5% up to 13% p.a. depending on risk profile

If this sound like finance that will suit your situation then please contact Oak Laurel!

 

Property development finance

Undertaking a commercial or industrial development project and need it funding? Contact us about getting your project funded.

Private equity funding for property development

Have a large project and need private equity to fill a gap in your funding? Contact us about getting your private equity funding.

Land development loans

Are you subdividing land to create value? You may need a land development loan. See here for information about land development funding.

How to get your property development financed

What you need to know about getting your project funded.

Oak Laurel – development funding made easy!

Oak Laurel Mortgage Broker

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Tuesday, 13 September 2016

Fast equity release for commercial purposes

The post Fast equity release for commercial purposes appeared first on Oak Laurel.

Fast equity release for commercial / business purposes

Do you need fast equity release for commercial / business purposes?

Oak laurel can assist you with same day equity release. Options include:

  • fast access (can be the same day) to a commercial line of credit against equity in property.
  • draw down and up as needed
  • interest capitalised on a short term basis
  • no fixed terms
  • no early repayment fees
  • daily interest calculation

We have options that are available for non-residents.

Access capital from your assets TODAY!

You can access funds quickly against the equity in their your assets with a loan that is like a line of Credit or Business Overdraft facility with without a fixed terms.

 

A fast equity release line of credit can be useful for:

  • funding a business opportunity that requires immediate funding; or
  • bridging finance where the traditional bank and non-bank lenders have said ‘no’ or take their time in getting back to you.

We have lenders that can lend on the valuation amount of property instead of the purchase price! This is particularly useful for property developers that have purchased land that has increased in value due to a development approval or if a property have been purchased at below market value.

Other issues that can require a quick equity release loan:

• General Business purposes

• Bridging finance for property purchase

• Cash Flow

• ATO Debts

• Commercial Notices to Complete

• Business Pre-Insolvency

• Wind up notices & liquidation

Generally interest rates start at 1% per calendar month but can be more expensive depending on the lender.

The maximum loan size is dependent on the value of your security.

A wide range of property can be used as security including:

Different lenders will take different types of security over the property including:

  • 1st mortgage
  • 2nd Mortgage
  • registered caveat

Contact Oak Laurel to find out more!

 

Quick business loans

Get access to funds for commercial or business purposes fast!

 

 

 

Contact us:

+614 30129662

Oak Laurel – loans made easy!

Oak Laurel Mortgage Broker

The post Fast equity release for commercial purposes appeared first on Oak Laurel.



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Saturday, 27 August 2016

Debt consolidation loans | Compare options to consolidate your debts

Debt consolidation loans | Compare options to consolidate your debts

Consolidating your debts? We can help you compare debt consolidation loans!

Debt consolidation loans | Compare options to consolidate your debts

By refinancing your home loan to consolidate debts with Oak Laurel you could:

Consolidate credit card debt and personal loans
Refinance to a better home loan with a lower interest rate and useful features
Get cash out to renovate your home or invest in another property etc...

The idea of debt consolidation is simple. It means bringing all of your personal debts together or consolidating your debts. Having multiple debts, particularly if they have high interest rates can be stressful. If you have equity in your home you may be able to refinance and consolidate all your debts into one payment at home loan rates.

With a debt consolidation loan, our customers can enjoy flexible payment options, simplified organisation and management of finances, and a personal peace of mind. Whether you are looking to consolidate credit cards, another personal loan, other debts or a combination.

Contact us about a debt consolidation loan.

An Oak Laurel mortgage broker will go through your situation with you to ascertain the best way forward.

Call us:

+61 430 129 662

OAK LAUREL

Oak Laurel Mortgage Broker

Benefit from our experience

Enquire about a your debt consolidation loan options!

Consolidate Your Debt

Many people are unaware that they can consolidate their debts. You can consolidate your debts when you refinance your home loan? Chances are that you will get a better rate on your home loan too! By consolidating your debts you may be able to reduce your overall interest rate reduce your total debt payments. This could free up your cash to pay down your loans or spend on other things, like a holiday.

At Oak Laurel, we can help you to find debt consolidation and home loan refinance options to meet your needs. We can go through your current commitments and provide you with recommendations about consolidating your debts.

Benefits of Refinancing Your Home Loan

There can be many benefits from refinancing your home loan. Not only could you consolidate high interest debts to lower home loan rates, you could also get a lower home loan interest rate than you are currently paying.

One of the best benefits of consolidating higher cost debts into your home loan is that you will have lower repayments.

Typically, home loan interest rates are much lower than the types of interest rates you’re charged on personal loans or credit cards. So by combining these debts into your mortgage, you will be able to reduce the amount you have to repay each month and you only have one payment to make instead of several.

Bad credit debt consolidation loan

A bad credit debt consolidation loan can be an option for people that are struggling to meet their high interest debts (such as credit card debty or personal loan debt) and may have missed a few payments but own a home. In this can Oak Laurel mortgage brokers may be able to refinance your high interest loans into your lower interest home loan despite having some credit file issues.

Important information before consolidating your debts

While consolidating debts can have enormous benefits when done correctly, if done poorly can end up costing you more.

There can be fees and charges associated with with refinancing the debts that you want to consolidate.  For example if you have a car loan or personal loan there may be early repayment fees.

Some things to consider when you are consolidating and refinancing debts

The type of home loan that you have fixed vs variable interest rate
Fees and charges of your loans

Do you have equity in your home?

Are you ahead on your payments?

Do you like your existing lender?

Consolidating debt is often an easy way to reduce your monthly payments. Consolidate your debt into your home loan by refinancing and you could save yourself hundreds of dollars per month.

Get Approved Today

If you own property; are struggling with multiple debts and want to discover your debt consolidation loan options then give us a call.

Oak Laurel Mortgage Brokers –  Debt consolidation loans made easy!

Oak Laurel Mortgage Brokers

Sunday, 21 August 2016

Why use a quick business loan?

The post Why use a quick business loan? appeared first on Oak Laurel.

Why are quick business loans used by some Australian business?

There are many reasons to use a quick business loan. The only real limit is having a registered business (ABN) and your opportunities or imagination. Business opportunities can occur when you least expect them, these are the opportunities that it is difficult to plan for. If you don’t have cash on hand or access to a quick business loan then these business opportunities can pass you by.  However, Oak Laurel can assist you to get a business loan quickly so that you CAN take advantage of that opportunity before it disappears.

The banks and non-bank lenders are often too slow in assessing your application and releasing the funds for them to enable to you to take advantage of time sensitive business opportunities. This is where Oak Laurel can help. We have access to a range of lenders that can assist you quickly.

Our lender’s loan facilities can be used to assist clients in:

  • taking up a commercial opportunity that requires immediate funding; or
  • providing a bridging facility where traditional bank and non-bank lenders say ‘no’.

Our lenders can lend on the valuation figure of property instead of the purchase price! For example if you are a property developer and you have purchases land that has increased in value due to the issue of a development approval.

Other issues that can require a quick business loan:

• ATO Debts
• Commercial Notices to Complete
• Business Pre Insolvency
• Wind up notices & liquidation
• General Business purposes
• Cash Flow
• Bridging finance for property purchase

Interest rates vary between lenders but generally start at 1% per month but can be more expensive.

The maximum loan size is dependent on the value of your security. Generally, the maximum is $20 million but can be more on a case by case basis.

A wide range of property can be used as security including:

  • Commercial real estate
  • Residential real estate
  • Rural property
  • Equipment
  • Invoices / debtor credit
  • Specialised Security
  • Rent Roll
  • Variety of cross collateralised security options

Different lenders will take different security over the property including

  • 1st mortgage
  • 2nd Mortgage
  • registered caveat

Contact Oak Laurel to find out more!

 

Quick business loan

Find out more about quick business loan options that we can assist you with!

 

Commercial construction finance

Need to finance your property development?

 

Contact us:

+614 30129662

Oak Laurel – loans made easy!

Oak Laurel Mortgage Broker

The post Why use a quick business loan? appeared first on Oak Laurel.



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The population of Melbourne in 2016

The post The population of Melbourne in 2016 appeared first on Oak Laurel.

Melbourne population in 2016

Population of Melbourne in 2016. According to the Australian Bureau of Statistics (ABS), the population of Greater Melbourne, reached a population of 4.5 million in 2015. Melbourne had both the largest and fastest population increase of all Australian capital cities in 2014-15, according to data released today by the Australian Bureau of Statistics (ABS).

Melbourne’s population increased by 91,600 in 2014-15, an average of 1,760 people / week.  The growth rate of Melbourne was 2.1 per cent, slightly down from 2.2 per cent last year. However it was still the fastest population growth in Australia.

Seven out of the Australia’s top ten growth areas were in Greater Melbourne.

Cranbourne East in Melbourne’s outer south-east increased by 4,600 people in 2014-15, the largest growth of any area in Australia. The outer northern areas of South Morang (up by 4,200 people) and Epping (3,300) came in second and third respectively, whilst Point Cook (3,200) in Melbourne’s outer west ranked fourth nationally.

Cranbourne East also had the fastest growth in the state (and the second-fastest nationally), increasing by 32 per cent in 2014-15.

In addition to the growth areas on the outer suburban fringes, large population increases were also seen in the inner-city area of Melbourne (up by 2,600 people) and nearby Southbank (1,300). Docklands was the fastest-growing inner city area, up 8.3 per cent in 2014-15.

Outside of Melbourne, areas with the largest growth in 2014-15 were Grovedale (up by 1000 people) in Geelong and Ocean Grove – Barwon Heads (700) on the Surf Coast.

 

Mortgage broker in Melbourne

Are you looking to borrow to invest in the Melbourne property market? Contact one of our Melbourne based mortgage brokers to discuss your home loan or investment property loan needs?

Contact us:

+614 30129662

Oak Laurel – loans made easy!

Oak Laurel Mortgage Broker

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Wednesday, 17 August 2016

Property Development Private Equity Funding

The post Property Development Private Equity Funding appeared first on Oak Laurel.

Private Equity Funding For Property Development

Oak Laurel can assist you to obtain private equity funding for property development.

We can assist you with private equity of up to $10 million per project to quality property development projects.

Profit split with private equity investors / partners

The equity is raised through private investors under an Australian Financial Services Licence. The project profits will be split with the private investors at 50% of the profit. Capital raising fees apply, but can also be funded.

Do you and your development project qualify for private equity funding?

Qualifying developers

To qualify for the private equity funds you will need to be an experienced developer with at least 10 years of experience, and have developed at least $50 Million in projects.

Qualifying development projects

For your project to qualify, it needs to have:

  • a minimum project return of 20% profit; and
  • maximum of 60% Loan to Value Ratio.

Other criteria apply. Contact us to see if you and your project qualify.

Contact Oak Laurel to arrange private equity funding for your next property development project.

 

Property development finance

Undertaking a commercial or industrial development project and need it funding? Contact us about getting your project funded.

Private equity funding for property development

Have a large project and need private equity to fill a gap in your funding? Contact us about getting your private equity funding.

Land development loans

Are you subdividing land to create value? You may need a land development loan. See here for information about land development funding.

How to get your property development financed

What you need to know about getting your project funded.

 

 

Oak Laurel – development funding made easy!

Oak Laurel Mortgage Broker

The post Property Development Private Equity Funding appeared first on Oak Laurel.



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